Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and closed-world scope, so the safety profile is covered. The description adds real value beyond that by disclosing the exact content of the response, including that percentile zones are computed from the full price history and that prices are given in both AUD and USD — meaningful behavioral context given there is no output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.