Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It discloses the tool's informational nature and that prices are 'live', implying a non-cached read. However, it doesn't state the return format, whether any side effects occur, or that it's read-only. For a zero-parameter lookup tool, this is adequate but not exhaustive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.