Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover safety and idempotency (readOnlyHint=false, idempotentHint=true, destructiveHint=false), so the bar is lower, yet the description still discloses a real cross-field side effect: 'A new workspace clears the default repository.' That is exactly the kind of non-obvious behavior an agent would otherwise get wrong. It does not, however, explain how to clear a value deliberately or what happens on partial writes.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.