Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true and readOnlyHint=false, but the description adds valuable context beyond these: it explains the side effects ('pending membership is created immediately and an invitation email with a join link is queued'), the fact that the link/token is never returned, and role restrictions. This goes beyond the annotations to set accurate expectations, without contradicting them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.