Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false and openWorldHint=false, so the safety profile is fully covered. The description does add genuinely useful behavior: which fields come back and the security guarantee that plaintext key material is never returned. It does not cover ordering, pagination, or empty-list behavior, so it adds value but not rich behavioral context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.