Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, and non-destructive. The description adds meaningful behavioral context beyond annotations: it restricts results to owner-visible applications for bounties created by the same Bearer key, and discloses the specific return fields (request identifier, offer, expert snapshot, selectability). This goes beyond the safety profile provided by annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.