Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false, and openWorldHint=false, so the safety profile is fully covered. The description adds the useful nuance that quotas are 'effective' (i.e., resolved/aggregated values rather than raw settings) and restates the default-account fallback. It says nothing about who may read quotas or what the returned limits represent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.