Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral disclosure burden. It discloses the tool's informational nature and exactly what it covers (inputs, outputs, assumptions, tables), indicating a read-only describe operation with no calculation side effects. It does not mention return format or limitations, but for a pure metadata tool this is acceptable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.