Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the transparency burden. It discloses that the tool returns a folio, that the folio is freely verifiable via validar_constancia, and that there is no extra cost, which goes beyond the bare schema. It does not mention idempotency or failure cases, but for a one-parameter issuance tool the core behavior is reasonably transparent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.