Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description discloses meaningful behavior beyond the basic stats: grouping commas and currency are handled, and non-numeric rows are excluded and counted. This gives an agent a realistic picture of how the tool pre-processes data, though it stops short of describing edge cases like all-non-numeric columns.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.