Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, idempotentHint=false and openWorldHint=true. The description adds genuinely new behavioral context by disclosing the real-world side effect ('each attempt rings their phone') and warning against over-use, though it says nothing about permissions or what a failed attempt looks like.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.