Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the mutation profile (readOnly=false, destructive=true, idempotent=true), so the bar is lower; the description still adds the salient behavior that state is preserved and the action is reversible via resume_reminder. It does not address edge cases (e.g. an already-paused reminder, whether an in-flight call is affected), which is the only real gap for a mutation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.