Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
readOnlyHint=true already declares this as a safe read. The description adds useful context about what the result conveys (plan eligibility, recommendation, already-added status), which is more than the annotation provides, but it says nothing about auth requirements, pagination, or how 'recommended for this site' is determined.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.