Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already disclose that this is a non-read-only, non-idempotent, non-destructive, open-world creation operation. The description adds the custom-field schema prerequisite, but it does not explain permissions, side effects, or how linking interacts with existing people/company records.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.