Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, idempotentHint=false and destructiveHint=false, so the description's job is smaller. It does add genuinely useful behavior: the link is time-boxed to 30 days and grants account-claiming/credit-purchasing power. It omits whether calling again invalidates prior links and what authorization is required, which matters for a security-sensitive link generator.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.