Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so safety is covered. The description adds significant behavioral detail beyond annotations: it explains the ranking order ('best first'), the reasons included (budget, surface, rooms, zone), and the filter condition (contacts with a 'recorded brief'). This gives the agent a clear picture of what the call does and what the response looks like, going well beyond the structured metadata.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.