Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and closed-world, so the safety profile is covered structurally. The description adds meaningful behavior beyond that by enumerating the exact payload contents (including the commission split between agents and the viewings log), which matters in the absence of an output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.