Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly (false), destructive (false), and idempotent (true). The description adds the detail about the default behavior (star=true) and the idempotency key's role, but doesn't add much beyond annotations. Since annotations cover the safety profile, 3 is baseline.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.