Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false, and openWorldHint=false, so safety is covered. The description still adds real context beyond them: a 25-match ceiling, the geographic restriction to Dallas and Collin counties, the presence of tier and score on lead matches, and the pointer to get_property. Auth or rate-limit behavior is not mentioned, which keeps it just short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.