Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so the schema already documents all seven parameters, including min_score's default and the Tier A = 45+ threshold. The description reinforces semantics ('all tiers and Tier A', the 3/6/12/24-month windows, entity/absentee/out-of-state buyer share) but adds little the schema does not already say, so the baseline of 3 applies.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.