Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly, idempotent, non-destructive, and closed-world, so the bar is lower, and the description still adds real substance: deed-date provenance, the ranking rules (county purchase count then nearby purchases), the 3-purchase cap per buyer, and explicit data limitations (no cash indicator, no prices, individuals excluded). It stops short of describing auth or rate behavior, but for a read-only lookup the disclosure is strong.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.