Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, and the description goes well beyond that: it discloses the data source and window (27 months of appraisal-district deed dates), the exact scoring signals, weekly rebuild staleness, page size and paging mechanics, and output limitations ('individual buyers are counted, not named', 'not confirmed buyers or offers, and there are no prices'). Those caveats are exactly the context an agent needs before presenting results as leads.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.