Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint, and non-destructive nature. The description adds valuable context beyond that: the aggregate-only scope (no individual agents), the city coverage claim (every US/Canadian city), and the purpose of showing what ratings are based on. It doesn't describe output structure, but an output schema exists, so that's not required.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.