Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=false, so safety is covered. The description adds real behavioral context beyond that: the calculation is deterministic (price list in code, matching the site assistant), the draft offer is conditional on all five answers, and MCP Apps hosts render an offer card.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.