Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower, and the description still adds substantial behavior: a 10-result cap, ranking by term frequency, the unscoped nature of the search, and the meaning of the '[footnote match]' and '[token match]' result qualifiers. These are result-interpretation behaviors an agent cannot infer from annotations or schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.