Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does well: it discloses that there is no review or wait, that it takes effect immediately, that publish_cap becomes usable right after, and that country choice determines tax and payout rails later. It omits idempotency/repeat-call behavior and what happens if the user is already a developer.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.