Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint=true, destructiveHint=false, openWorldHint=false), so the bar is lower. The description still adds real context the annotations do not: the output is a rendered image plus the encoded link, and PNG is the default format when none is given. It omits how the image is delivered (inline vs. URL) and any auth/rate-limit notes.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.