Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, non-destructive, closed-world. The description adds real behavioral context beyond them: pages are chronological, a season exceeds one page so next_offset must be followed, and each call costs 10 credits. Lacks only auth/error semantics, so a 4 rather than 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.