Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish the safe read-only, non-destructive, closed-world profile. The description adds genuinely new operational context: a cost of 10 credits and the historical coverage window (2010-11 onward), which an agent needs for planning but cannot get from annotations or schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.