Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly, idempotent, and non-destructive traits, so the bar is lower. The description adds valuable scoping context ('These rules apply to Agency posts, not personal posting tools'), which is behavioral information beyond annotations. It does not describe the return format, but for a read-only lookup this is a minor gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.