Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover read-only, open-world, idempotent, and destructive flags, so the safety profile is already handled. The description adds real behavior beyond them: it reserves credits (a side effect with cost implications) and kicks off external collection, which an agent needs to know before invoking.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.