Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare it a non-read-only, open-world, idempotent, non-destructive action. The description adds real value beyond that by disclosing that it consumes existing scan limits, depends on provider availability, and is subject to refunds - all credit-spend behavior an agent cannot infer from annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.