Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
With 0% schema description coverage the description must carry parameter meaning, and it does for the hardest ones: expectedCredits (must equal creditsPerRefresh for X), kind (must be 'all' for X), and idempotencyKey (reuse with identical arguments). brandId, accountId and days are left to their schema types, so coverage is strong but not complete.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.