Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower. The description still adds genuine behavioral context beyond them: missing values stay unknown and insufficient observations will not declare a winner, which tells the agent how to interpret partial results.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.