Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower. The description still adds real value beyond them: 'Missing metrics are unknown, not zero' clarifies data semantics and 'does not trigger paid refreshes' discloses a cost side-effect neither annotations nor schema mention.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.