Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover safety (readOnly, idempotent, non-destructive, closed-world). The description adds genuinely new behavioral context: data is cached, a last refresh time is returned, and crucially no ad-library refresh side effect occurs — information the annotations do not convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.