Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already declare non-readOnly, idempotent, non-destructive, open-world behavior, so the bar is lower; the description still adds real value by disclosing that it consumes paid credits ('its credit caps'), produces only logo concepts, and does not publish.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.