Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare this is a non-read-only, idempotent, non-destructive, open-world call, so the bar is lower, yet the description adds real signal: 'paid' implies credits are consumed, 'credit caps' implies a quota ceiling, and 'Does not publish' clarifies the state effect. It stops short of stating permission/auth requirements or what happens on cap exhaustion.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.