Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already flag destructiveHint=true, idempotentHint=true and openWorldHint=true, so the safety profile is covered; the description then adds genuinely new behavior — that previously approved automatic delivery will publish to connected channels, and that credit caps govern spend. It omits reversibility details (e.g., how to stop publishing, whether re-activation double-charges), which keeps it at 4.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.