Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true and destructiveHint=false, lowering the bar, yet the description still adds genuinely new context: that payment occurs downstream on Remoto's page (card, Apple Pay, Google Pay, PayPal) and that guests need no account. 'Creates nothing and charges nothing' reinforces the safety profile rather than contradicting it, though link lifetime/expiry is not addressed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.