Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations supply idempotentHint, and the description explains the exact cache behavior (one fresh scan per 30 days, saved scan with date returned on repeat). It also discloses latency (10–40 seconds) and the no-account/free aspect, all beyond the structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.