Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly/idempotent/destructive/openWorld, so the bar is lower and the description still adds value: it distinguishes a simulated LMSR buy ladder from a live aggregated order-book snapshot and implies a point-in-time snapshot. It doesn't mention auth or rate-limit behavior, but the mode semantics are a genuine addition.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.