Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. It explicitly states the tool is 'documentation only (read-only / idempotent)' and 'does not charge or place trades,' which is important safety context for an agent considering whether to invoke it. It does not discuss rate limits or data freshness, but for a read-only instruction tool, the disclosed behavior is sufficient.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.