Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world, so the safety profile needs no restating. The description does add value by enumerating what a result entry contains (USPS definition words, page, other names, postalref note, postalref page), which is the main behavioral disclosure. It says nothing about matching behavior (exact vs. fuzzy), what happens on a miss, or ordering, which would matter for a lookup tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.