Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the annotations (readOnlyHint=false, idempotentHint=true), the description discloses cost behavior (consumes one estimate credit), refusal conditions, refund on failed provider runs, and the non-destructive guarantee that existing review work cannot be overwritten. This is exactly the operational context an agent needs before spending credits.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.