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PolicyVera insurance quotes

PolicyVera's terms, privacy and security pages, in full, for the conversation

read_terms
Read-only

PolicyVera's terms, privacy and security pages, each in full as PolicyVera publishes it: the Platform Terms of Use (the client agreement's clauses), the Terms of Service, the Privacy Policy and the Security page, read from PolicyVera's own pages so the person can read them here instead of opening the site, as written.

Tool call template

This tool declares no required parameters. Add optional parameters from the input schema as needed.

{
  "id": 1,
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "arguments": {},
    "name": "read_terms"
  }
}

Input Schema

NameRequiredDescriptionDefault
whichNoOne page, or all four.all

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observed

TDQS

A3.7/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

The readOnlyHint, destructiveHint=false and openWorldHint=false annotations already cover the safety profile, and the description is consistent with them. It adds real behavioral context beyond the annotations: the content is returned verbatim and in full as PolicyVera publishes it, and it is sourced from PolicyVera's own pages rather than stored copies. Auth requirements and any caching or size limits are not mentioned.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The single sentence front-loads the resource list, which is good, but it repeats itself: "each in full as PolicyVera publishes it" and the later "as written" say the same thing, and "read from PolicyVera's own pages so the person can read them here instead of opening the site" is wordy. Trimming the redundant phrases would sharpen it without losing information.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a one-parameter, read-only tool with no output schema, the description does enough: it says exactly what content comes back (the full text of the four legal pages) and that it is verbatim. Nothing critical to invoking the tool correctly is missing, though a note on relative size of the output would have helped.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100% and the enum values are self-describing, so the baseline would be 3. The description goes beyond that by spelling out all four page names and clarifying that the Platform Terms of Use are the client agreement's clauses, which helps an agent choose the right enum value rather than guessing.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description uses a concrete verb (read) and names each resource: the Platform Terms of Use, Terms of Service, Privacy Policy and Security page. Distinguishing it from siblings like read_policy_document or my_documents is only implicit in the phrase "PolicyVera's own pages" (the vendor's published legal text rather than the user's own policy documents), so it is clear but not sharply differentiated.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

It gives an implied use case: so the person can read the terms here instead of opening the site. There is no explicit statement of when not to use it and no sibling tool is named as the alternative, so an agent must infer the boundary with read_policy_document itself.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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