Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive). The description adds meaningful context beyond them: the return is file bytes rather than a public link, and it discloses the required reports.read and employees.read scopes for mixed data. Good additive value.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.