Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so the safety profile is covered; the description adds a scope boundary (no account access, no order execution) that clarifies it is a stateless computation. It complements rather than repeats the annotations, though it does not add auth or rate-limit context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.