Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly, idempotent, non-destructive, and closed-world behavior, so the bar is lower. The description still adds real value by naming the return artifacts ('results, conditions, assumptions, an editable link, share page and PNG') and explicitly disclaiming side effects ('No account access or order execution'), which reassures an agent this is a pure calculation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.