Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safety profile (readOnly, idempotent, non-destructive). The description adds meaningful extra context: it renders a panel to the human rather than returning machine data, and it is 'free,' which matters because several siblings (execute, web_search) incur cost.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.